As you can see from above the main search engines Google, Bing and Yahoo are what are most used around the world. Jaaxy pulls their information within these three search engines giving you the most recent popular searches and keywords you will find online. You can also use this keyword tool for virtually anything from keywords to competing websites in your niche. You can use the tool to find popular niches that are trending right now as well.
#8. Tourist Helpline- Brunei tourism has been receiving immaculate support from the Government making it an extremely viable proposition for any one  who knows, understands and can explain a deal about cities in detail. History buffs could consider this. Or if you have a knack for finding beautiful spots to showcase in the richness of Brunei, then you are in. You can also create an online portal for tourist helpline.
Now, if you don’t know people who might want your coaching services, there are a number of online tools and communities that make it incredibly easy to find clients and teach, on just about any topic area you can think of. Community driven platforms like Savvy.is, Clarity.fm, and Coach.me provide you with a network of potential clients to interact with, as well an integrated payment solution.
If it’s not clear yet, information and expertise are two of the most consistent and lucrative ways to make extra money online. If you don’t like talking on the phone, you can sign up to get paid to answer professional questions on JustAnswer. There are thousands of questions being asked every month from people looking for help from lawyers, doctors, mechanics, vets, and more. To apply, you’ll need to supply your professional verification, resume, and a form of identification.
What does that mean for you? It means Nielsen will pay you $50 a year to keep their app on your favorite internet browsing device. The app itself collects statistics on your internet usage anonymously, so you never have to worry about any data being linked to you. And the best part is, the app takes up barely any space and doesn’t slow down your phone or tablet at all!
Rover is a dog walking and pet sitting website that is always looking for qualified dog walkers in cities all over the United States. So when you take your pup on a walk, you can also take a second (or third) dog with you and get paid to walk. 30-minute walks fall in the $10-30 range. With a neighborhood route, that can add up quickly! You’re just a short application away from getting started.

Pretty simple really. You need a platform that teaches you the right way to earn at home, online and in your spare time. Don’t think you have the time? If you put in three hours a day at your home business you are going to be ahead of most of those entrepreneurs that just do the minimum. That means that the more you put into your business, the more you will get out of it. But, you need to have the right tools and if you know anything about affiliate marketing, the right tool for the job is a platform that teaches you how to become a marketer.
Why It Is Important: “With the complex workings of an agency, we couldn’t live without setting up complex task logic (repeating tasks automatically, assigning multiple people to complete a task, task dependencies), creating milestones for important dates and time tracking for accurate client billing. In addition to the typical project management features like being able to see which tasks are ahead / behind, keeping all of project messages in one place and organizing all our important documents, Teamwork helps us manage how we’re using other tools and how we’re managing our time for peak performance!”
5. Fiverr – Fiverr is a great place to make a few bucks or spend a few bucks if you need some of the services people offer. Basically, everything is $5. You either pay $5 or charge $5. They call them “gigs.” You can offer your services however you choose. If you sell art and you’re fine selling pieces for $5 each, that’s a gig. If you’re a graphic designer and you want to offer your services for $10/hour, simply offer a 30 minute gig. If they need two hours of graphic design, they pay you $20, or $10/hour by buying four gigs.
Outline that gives the business leading edge: The EU is >95% is importing the mineral phosphate, most MS 100%, mineral phosphate containing Cadmium and Uranium toxic elements. The new EU Fertilizers Regulation revision law harmonization (2018) provides strict safety criteria for fertilizers (including very low Cadmium content), for which most traditional mineral fertilizers cannot meet under market competitive conditions. The new EU concept is to utilize the approx. 2Billion t/y unexploited biomass resources in the EU. Terra Humana Ltd. is the only one vendor in the EU who is specialized on high nutrient dense bio-phosphate recovery since 2002.
Have you ever noticed that every “make money online” product claims to have “proven” success? Often times, they show pictures of people standing next to mansions and Ferarri’s holding checks with 6 figure amounts written on them, or you might see generic “testimonials” from people with names like “John Smith from New York”. When you see this type of thing, RUN AWAY!
Daily Surveys can be taken one or more times per day. This is indicated in the survey description. Other targeted surveys can be taken as you see them. Be sure to complete these when you see them. Some surveys may accept a limited number of responses from people matching your demographics, and can sometimes disappear quickly. New surveys come out all the time too!
These are just the key features, but the platform offers many more. Check them out and use all the features on your way to becoming an affiliate marketing pro. However, some say the amount of knowledge might be overwhelming for new Wealthy Affiliate users, therefore take one affiliate marketing training course at a time and ensure you learn it and put those tricks into practice before you move on to the next chapter.

You may also want to check out 9 Best Content Marketing Training, Courses and Certifications for 2017; Best Instagram Marketing Training and Courses for 2017 and Top 10 Skill Based Coursera Courses for 2017. In addition to that, you will find 7 Best EMail Marketing Courses really useful and the 8 Best Shopify Marketing Courses will help Increase Sales and Profits.
Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.

The opportunity to buy into a franchise comes with the advantage of support, equipment, and an existing customer base. Established companies with known brand names often look for franchisees willing to participate in training and work with their sales and marketing professionals to join their team. Our featured business opportunities provide access to some of these organizations looking for you to join them.
21. Facebook – Facebook swap shops are great for selling things locally. It’s like CraigsList, but a little easier. You simply search for swap shops in your area and ask to join the group. Once you’re in, take a picture of the item, write a quick description with the price and post it. It doesn’t get much easier than that. You can generally expect to get about what you would get at a yard sale, maybe a little more.
Français: se faire de l'argent en ligne, Italiano: Guadagnare Online, Español: ganar dinero en Internet, Português: Ganhar Dinheiro Online, Deutsch: Online Geld verdienen, Русский: заработать в интернете, 中文: 在网上赚钱, Bahasa Indonesia: Menghasilkan Uang Secara Online, Čeština: Jak vydělávat peníze online, Nederlands: Online geld verdienen, العربية: كسب المال بواسطة العمل عبر الإنترنت, Tiếng Việt: Kiếm tiền Trực tuyến, हिन्दी: ऑनलाइन पैसे कमाएँ, 한국어: 온라인으로 돈 버는 법, ไทย: หาเงินออนไลน์, Türkçe: İnternet'ten Nasıl Para Kazanılır, 日本語: オンライン上でお金を稼ぐ
Yesware is an email platform which makes it easier for salespeople to manage and track emails and thus close more deals. The platform tracks email opens, provides in-email analytics as well as data on user engagement. Yesware syncs seamlessly with CRMs like Salesforce, Microsoft Dynamics and Oracle CRM saving time and increasing efficiency. Yesware  raised $4 million less than a year after its initial seed funding round, making it a startup to watch this year.

Now, making money online should seem like a pleasurable activity. Why wouldn't we do just about anything to see things through, since it would be a major source of pleasure, right? Wrong. In the beginning, like anything else, we might get really excited about it. We might also set our hopes very high. But that all comes crashing down when we begin to fail.
Under no circumstances should any information from this blog be used as replacement for professional financial advice. DollarSprout.com is owned by VTX Capital, LLC and neither are licensed by or affiliated with any third-party marks on this website and third parties do not endorse, authorize, or sponsor our content except where clearly disclosed. DollarSprout.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
It’s obvious to thousands of people who have become members that Wealthy Affiliate is hands down the best home based business to start. It’s simple to understand and doesn’t cost a lot to get started, in fact, it’s free to start! You don’t need to put any credit card upfront, no upfront payment and you can test drive all the Premium benefits for free for a full week. That’s right. Just for signing up, you can test drive the Wealthy Affiliate platform free, for a full week!
2. InboxDollars – InboxDollars is similar to Swagbucks, since you’re going to be taking surveys, shopping, etc., so if you want to maximize your return, sign up with both websites. They also offer a search engine that pays you (like Swagbucks) and you get $5 just for signing up.  I won’t continue to list survey sites one after another down the list, but if you want to get paid to take surveys, also check out GlobalTestMarket, E-Poll Surveys and Survey Club.
How much does all of this cost? Pretty many pennies on the dollar for what you are getting. You can stay a free member for as long as you want but you can also opt for the Premium membership which gives you access to all the online tools you need to be successful. Premium memberships are just $49.00 per month which compared to other affiliate training programs is pennies on the dollar!
20. Etsy – If you like to create arts and crafts, you can sell them on Etsy.It’s completely free to open an Etsy store. You simply sign up, post pictures of your creations and starting selling. You can choose your payment option, but PayPal is generally the easiest. Etsy makes it easy to sell and keep track of your inventory. There is a small listing fee and they take 3.5% of every sale you make.
Often, what happens is that we run into unscrupulous Internet Marketers (IMs) who have less-than altruistic intentions of extracting money from you rather than helping you to make it. However, this isn't something new. People have been falling for networking marketing, pyramid schemes, and affiliate marketing scams since before the start of the net.

There are loads of resources for making money online as an affiliate. You could source products from ClickBank, Commission Junction, Rakuten Marketing, Share-a-Sale, Impact Radius and many others. Plus, many of the larger companies have their own affiliate programs as well. Do your due diligence and find the right company with a relevant product or service to your audience that you can sell as an affiliate.
If you have a knack for organization, you can make money online as a virtual assistant helping people to keep their days in order. A virtual assistant will do everyinthing from bookkeeping to research, database entry, booking travel, and managing email. It can also be an awesome way to rub shoulders with some very important people, build up your professional network, and of course grow another stream of income. You can find great gigs on UpWork, Fiverr, Indeed, and Remote.co.
Venture ideas are not venture opportunities. An idea is rarely worth anything, whereas an opportunity is based on a more elaborate concept of a potential future venture. So make sure to test your idea with your environment in order to fill in the missing gaps and get a feeling for market receptiveness. If necessary, make changes or be prepared to dump the idea altogether. 

The 3R is a “Product of Europe”, which development is priority supported and co-financed by the European Commission Framework Programme 5, 6, 7, CIP-Ecoinnovation and H2020 since 2002 (for more information please visit our 3R PROJECT References site) under transnational scientific and technological development cooperation in eight EU countries and Israel.
MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). The registered office address of both MoneySupermarket.com Group PLC and MoneySupermarket.com Financial Group Limited (registered in England No. 3157344) is MoneySupermarket House, St. David's Park, Ewloe, Chester, CH5 3UZ. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited.

The good news is you can build a website on Wealthy Affiliate, promote it and then go back to the platform if you need to and ask others for feedback on your website. You will get some pretty honest answers so don’t be offended, just learn from them. Many people also start with one website promoting Wealthy Affiliate and then move on to building a niche website once they get the hang of what they are doing with their first website. It’s pretty much trial and error and anyone of any skill can do this. It’s designed for the beginner in mind. And that’s a good thing.
With so many projects in the works simultaneously, it’s seemingly impossible to ensure they get done on time. Using project management technology, best-in-class marketers keep team members on task by making sure they hit key checkpoints along the way to completion. Using all-in-one software with custom workflows and communication tools, they meet deadlines promptly and efficiently.
You'll also need ecommerce software, fulfillment software, worry about warehousing, customer service and refunds. But that's not all. You'll also need traffic. Think search engine optimization, Facebook ads, and other social media campaigns. It is hard work, especially on your own. You could opt for Amazon's platform, which might be the easier route. But, then again, at the end of the day, this is a serious business, which could produce significant profits. So you're either all in or you're not. 
ATTENTION: The U.S. Small Business Administration (SBA) updated its Table of Small Business Size Standards adopting the Office of Management and Budget's 2017 revision of the North American Industry Classification System (NAICS) effective October 1, 2017. The revised NAICS Codes and their corresponding size standards are available for use in FBO. The updated table of size standards is available on SBA's website at www.sba.gov/size.
I was just reading your article and it seems like all of these experts are pointing primarily towards this one course – Wealthy Affiliate. Do you have anymore information about this course? What is it exactly and how does it work? Furthermore, I actually have a bit of experience myself with Affiliorama and I find that it’s so tough because of all the information. I get so overwhelmed. Is Wealthy Affiliate better in terms of this?

But, even with all of these amazing tools, you may still have trouble coming up with something as simple as what to sell on your website. You may have questions like “Who will buy my stuff?” or “Is my niche even popular enough to get sales?” For members of Wealthy Affiliate who feel they don’t want to earn with their own products or affiliate products, the Wealthy Affiliate Bootcamp is the best place to learn how to promote Wealthy Affiliate and at the same time earn commissions. 

Write pitches. If you have located a client for whom you want to write, send pitches, which are topic ideas for articles. Write pitches that not only show your expertise, but also demonstrate your enthusiasm for the topic.[21] First, read the publication to which you are sending pitches to familiarize yourself with what they publish. If applicable, identify a specific section and send our pitch to the appropriate editor. Also, include a brief summary of who you are.[22]

That’s what’s so cool about Wealthy Affiliate. You can learn through the courses which teach you all the steps on how to build a successful website and or you can learn how to promote the platform on your own website. It’s really two separate platforms on a single platform. You can choose your own niche, promote Wealthy Affiliate or do both. The choice is yours. 

Online marketing software is a targeted at improving online brand awareness and online lead generation. Online marketing software include contextual advertising where selected ads of potential interest to end users are displayed in the context of their online experience. Online marketing business software is typically offered as an on-demand web-based app (SaaS). This option is more and more popular with small businesses (SMB).

Once approved the recipient may avail of up to 52 weeks of financial support as they launch their business venture. This can include: continued receipt of existing Income Support from the Department of Advanced Education, Skills and Labour (AESL), receipt of an incentive allowance, and eligibility for subsidized child care costs as determined by AESL. 
MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). The registered office address of both MoneySupermarket.com Group PLC and MoneySupermarket.com Financial Group Limited (registered in England No. 3157344) is MoneySupermarket House, St. David's Park, Ewloe, Chester, CH5 3UZ. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited.
For a slightly different take on the subject and figuring out how to get targeted traffic onto your promoted links, you must have a look at Affiliate Marketing: Instant Traffic to Affiliate Links. A quick look at the reviews will help you decide if this is the exact course you are looking for. Sometimes the right approach is what is required to make a campaign work, this one might just work for you.
How can you tell the difference between what sounds good and what is good? We suggest you test any opportunity for three things: suitability, legitimacy and marketability. Start by asking yourself if there's a match between what you can and want to do and the work involved in the homebased opportunity. Consider direct selling, for example-only about 5 percent of people who sign up with direct-selling companies have the skills to make money at it. 

How many email newsletters are you bombarded with every single day? There’s a reason for that. Marketing to an actively interested group of email subscribers is one of the best ways to make money online. There have even been million-dollar businesses built from simple email newsletters like TheSkimm, or Mister Spoils. Each newsletter targets a specific type of user with interesting, daily content, while also partnering with relevant companies and affiliates to bring in extra money. If this seems daunting, it’s not. Tools like MailChimp, ConvertKit and AWeber make it easier than ever to get started with email marketing. And another great option to consider (with the largest free plan available) is SendPulse, with their ability to send up to 15,000 emails per month to 2,500 subscribers, and then affordable plans starting at under $10/month as you grow from there.
Need more ideas on how to make money online? Another strategy is using webinars to market your product, service, or course. I’ve done webinars to promote my financial planning practice and to drum up interest in my online course for financial advisors. With a webinar, you’re basically offering a lot of tips and advice for free — usually in a live format. At the end though, you pitch your paid product or service with the goal of securing a few deals.
In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.
Better yet, you can even upload your own book to one of the world’s largest book sellers: Amazon. With Amazon self-publishing, you set the price, retain the rights to your book, and get access to Amazon’s massive audience. For every sale, you keep 70% with Amazon taking the remainder as a fee. If you want to get started, check out Leslie Samuel's great guide to selling eBooks online or follow Tara Gentile on CreativeLive as she shows you how to use your existing body of work to write an eBook within the next week. Who knows, you might just write one of the best business books of this year!

Like talking to people and helping walk them through problems? You can bring in extra income as a contract customer support superstar for companies all over the world. Due to the 24/7 nature of online businesses, companies are looking for people in different time zones to help deal with issues that their users are having. Better yet, if you have experience in service or retail you’ll be perfectly suited. Check out indeed or the other remote job boards I listed earlier to find opportunities.


It shouldn’t come as a surprise, but people who regularly monitor their finances end up wealthier than those who don’t. When you were a kid, keeping track of all of your money in a porcelain piggy bank was pretty easy. As we get older, though, our money becomes spread out across things like car payments, mortgages, retirement funds, taxes, and other investments and debts. All of these things make keeping track of our money a lot more complicated.
Once approved the recipient may avail of up to 52 weeks of financial support as they launch their business venture. This can include: continued receipt of existing Income Support from the Department of Advanced Education, Skills and Labour (AESL), receipt of an incentive allowance, and eligibility for subsidized child care costs as determined by AESL.  

Thanks to God I just landed here, I have found someone recommending WA.Actually, am already a free member there, but was just wondering on how to get started.Now i will head back and start over again to see how i will fair on.I am still wallowing here and there, wondering exactly on what I can comfortably do online and be happy with it.Scam Xposer is what has drive me here, since i came across one of Dom’s posts explaining how the guy himself is promoting scam.I have been a victim of scams, one after another, and almost lost hope in this online stuff.

Need more ideas on how to make money online? Another strategy is using webinars to market your product, service, or course. I’ve done webinars to promote my financial planning practice and to drum up interest in my online course for financial advisors. With a webinar, you’re basically offering a lot of tips and advice for free — usually in a live format. At the end though, you pitch your paid product or service with the goal of securing a few deals.
Infusionsoft provides comprehensive and cost-effective marketing and sales software for small businesses. As part of its marketing suite, Infusionsoft offers marketing automation and e-commerce tools as well as CRM. Infusionsoft makes it easier for small businesses to convert leads with its all-in-one solution. The company recently raised $54 million and acquired GroSocial for what's rumored to be about $30 million.
Prior to that group, they had an online community for teachers looking for lesson plans. That probably sounds pretty random, but it's crazy the type of communities you can build and rally people around. If it's something that you're passionate about yourself and you want to connect with others that have that same passion, then an online community is something you should definitely consider.
For Premium memberships you also get 25 websites, all the training you could ever ask for, site support and a Live Chat feature that has tons of members with an experience that can help you if you run into problems and need help. On top of that, however, you have access to a lot of videos explaining virtually everything you need to know about affiliate marketing.
The 3R investment is characterized by high return on capital, high financial and non-financial benefit business opportunity, rapid pay back, above average expected growth in revenues and earnings in strategically important key business sector. In all investment phase our work is low risk profile performed and fiscally conservative with offered stability, but still maximizing the gains. The proven and advanced 3R technology opens new technical, economical and environmental perspectives and opportunities. Please contact us for details.
We have all heard a lot about business models and most entrepreneurs have, at least once, used the business model canvas in order to specify the different dimensions of their business. But evidently, no entrepreneur starts with a complete business model in mind when he or she has a first idea in mind. Instead, this idea forms the seed, including some partially-complete and fragmented pieces of information about what such a business model might look like in the future. It takes a lot of churning and turning, shaping and refining, market research, pivoting and testing on the market in order to find out the right “ingredients” and actually turn this idea into a viable business opportunity. 
Software engineers and developers create, test and maintain software on a variety of platforms, from mainframes to mobile devices. According to the U.S. Bureau of Labor Statistics, the demand for software developers is expected to increase by 17% each year through 2023, and the median pay in 2017 was slightly over $100,000 per year - making it a great business opportunity for those who pick up the skills.
The WordStream Internet Marketing 150 infographic compiles the top software and SaaS providers currently doing business in 10 major business categories, including content marketing and blogging, conversion rate optimization, crowdsourcing, email marketing, marketing automation, pay-per-click (PPC) marketing, search engine optimization, social media management, video hosting and management, and web analytics.
Market your course: The beauty of using a course to make money online is that you can continue to sell it for as long as you’d like. Look for niche communities on Facebook, LinkedIn, or Reddit that might benefit from your content. Guest post on relevant blogs and sites. Look for anywhere you might be able to get in front of the right people. With just a few hours a month you can continue to generate sales.
The best way to make a good income from home is to build your own business. And before you do this you really need to understand how to do it and have your own plan of action. Wealthy Affiliate, a long-standing leader in training people how to make money from home has a great reputation for making successful entrepreneurs out of people like you and me. Take a look CLICK HERE and get started on the road to online success by building your own income generating website.
Make the most of your spare space by listing it for short term rentals with Airbnb. If you know how to be an Airbnb host that wows their guests, you have an amazing opportunity to make money fast. By creating a wonderful experience for your guests, you’re setting yourself up for great reviews and lots of repeat guests. Check out our complete guide on getting started as an Airbnb host.
How Stefan built his online business is the most authentic way, sure it can take a while but you’re building something that comes from the heart, instead of selling any kind of affiliate offer just for the money. Stefan’s business aligns with his life’s purpose so therefore the money he makes online means more to him because he’s actually impacting lives in a positive way.
A panel of 30+ global affiliate marketing experts  have compiled this list of best affiliate marketing course, training, program, classes and tutorials available online for 2018. More than 25,000 professionals have benefited from this compilation, hope you do too. These include courses around Clickbank, Amazon, Instagram and multiple other platforms.
Rover is a dog walking and pet sitting website that is always looking for qualified dog walkers in cities all over the United States. So when you take your pup on a walk, you can also take a second (or third) dog with you and get paid to walk. 30-minute walks fall in the $10-30 range. With a neighborhood route, that can add up quickly! You’re just a short application away from getting started.
The opportunity to buy into a franchise comes with the advantage of support, equipment, and an existing customer base. Established companies with known brand names often look for franchisees willing to participate in training and work with their sales and marketing professionals to join their team. Our featured business opportunities provide access to some of these organizations looking for you to join them.
Research other listings in your city on AirBnB and see what the going rate is for a place like yours. You could also just rent out a private room as well or even a bed in a shared room. In fact, that's how AirBnB got its start. However, you might find it hard in the beginning without reviews, but as long as you take really good care of your guests and provide a lot of value, the reviews will eventually come rolling in.

And while it will take time to build up a big-enough audience to attract advertisers and other ways to make extra income from your podcast, the opportunity is there. John Lee Dumas interviews entrepreneurs seven days a week for his podcast Entrepreneur on Fire and now makes more than $200,000 a month from it. In fact, John publishes all his income online and showed that he’s made almost $13 million since launching in 2012.
You'll also need ecommerce software, fulfillment software, worry about warehousing, customer service and refunds. But that's not all. You'll also need traffic. Think search engine optimization, Facebook ads, and other social media campaigns. It is hard work, especially on your own. You could opt for Amazon's platform, which might be the easier route. But, then again, at the end of the day, this is a serious business, which could produce significant profits. So you're either all in or you're not. 
My 10-year-old son brought home a book from our park’s free library box. It was a biology textbook – teachers edition. He said it looked interesting and hey, it was free (having no idea you could sell it). I scanned it in my Amazon seller app and realized it was worth around $150. He was so excited. We listed it for sale for $130 and it sold! Going to tell him, he just made $130!
Commercial use requires 'releases' - editorial use doesn't. Stock photos can be sold for commercial (eg, marketing) or editorial (ie, journalistic) use. You'll have more opportunities to make cash if your photos are available for both, but photos containing people or property (including branding and logos) need signed releases to be sold commercially.
First off, I’m a blogger so it seems wrong not to mention it, but more importantly, it’s a legitimate way to make money. It’s quite possibly the least straight-forward way on this list, but it’s very doable and it’s also quite possibly the funnest way on this list. I love blogging and I know hundreds of bloggers who feel the same. So let’s talk about making money blogging and what it really means.
Gerry knows what he’s doing when it comes to Facebook ads, even though I don’t do affiliate marketing with paid ads anymore I’ve taken what I learned from Gerry and have applied to running ads for my own lead generation business or to promote our own lead gen coaching program. From my experience, those do better with paid advertising because its your own product or service so you have much bigger profit margins to be able to afford the paid traffic, with affiliate its really tough because you’re still selling someone else’s product so your margins are slimmer.
×